ADDITIONAL BENEFITS

In addition to the benefits provided by the Organization of Staff Analysts' Welfare Fund, OSA provides access to a number of optional benefits through payroll deduction.
SHORT TERM DISABILITY INSURANCE

The Organization of Staff Analysts is pleased to offer a voluntary short term disability plan to active members through Winston Financial Services. Members have the opportunity to enroll at their own cost in a disability income plan that supplements the existing group disability coverage provided by the OSA Welfare Fund. The plan provides additional income protection in the event of disability from sickness or accident.

The plan features guaranteed acceptance for new OSA members for up to $2,000 a month in benefits, regardless of your health condition, as long you enroll within 6 months of receiving your new membership kit from the union. For existing active members, there are no physical exams or medical tests. Qualify by simply answering a few medical questions. The plan is underwritten and backed by Transamerica Financial Life Insurance Company, a company that carries an A+ (Superior) rating from A.M. Best, the leading independent source for reporting on the financial strength and operating performance of the nation's insurance carriers. More than 30,000 other New York City union workers are covered under the plan.

You must be actively at work to enroll (retirees are not eligible for this coverage). You can download a brochure with details of the coverage by clicking here.

Plan Highlights

  • Guaranteed Acceptance. OSA members are guaranteed acceptance for up to $2,000 a month in benefits regardless of their state of health or past health problems, as long as they enroll within 6 months of receiving their new member kit from OSA.

  • Monthly Benefits.You may select a benefit level ranging from $400 to $3,000/month, but benefit levels over $2,000/month will require medical review. The benefit cannot exceed 50% of your salary.

  • 24 Hour Coverage. The policy covers you on or off the job.

  • Multiple "Waiting Period" Options. You can select immediate coverage or waiting periods of 7, 14, 30, 90 or 180 days

  • Benefit Duration. You can select options of 3, 6,12 or 24 months of coverage.

  • Pre-Existing Conditions. Covered after the first 12 months.

  • Tax-Free. Benefit payments are received tax-free.

  • Payroll Deduction. Premiums are paid through the convenience of payroll deductions.

  • Portability. You can take your plan with you if you leave your job.

    To learn more about your options, call Winston's Customer Service Center at 1-800-347-6071. A representative can answer your questions and will help you schedule an appointment with an enrollment counselor. Educational meetings and enrollment sessions can be held at work locations and you can request a site visit when speaking with the call center representative.

  • DISABILITY ACCIDENT RIDER

    In 2015, Winston unveiled a new accident plan that can assist in paying for unexpected expenses associated with an accident or injury. The benefit payments are tax free and can assist in covering health care deductibles. The member, spouse and children are all coverable. Payments of up to $1,500 a month for up to six months are available. Accidents on and off the job are covered. For more information about the rider, contact Winston Financial at 1-800-347-6071. You can download a flier about the rider by clicking this link.

    OPTIONAL TERM LIFE INSURANCE

    The Organization of Staff Analysts offers members the opportunity to enroll in optional group term life insurance, in addition to the $50,000 in basic life insurance and accidental death and dismemberment coverage provided to active members by the OSA Welfare Fund and the $5,000 in basic coverage provided to retired members of the union.

    The additional Group Term Life Insurance coverage is available on a voluntary basis through payroll deduction. Both the Basic Life coverage and the Voluntary Group Term Life Insurance coverage are provided by Metropolitan Life Insurance Company.

    We are in the process of transitioning from our prior provider and hope to have details about optional coverage through MetLife on the website here shortly. Check back after September 1, 2016.

    Meantime, you can find information about the basic life insurance coverage and the beneficiary form for basic life at the following links:

  • Basic Life Insurance Information

  • Basic Life Insurance Beneficiary Form

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