The Enrollment and Beneficiary Designation Form available by clicking this link should be printed out, completed and the signed original returned to OSA. (If at all possible, please print the form two-sided on the same piece of paper.) If you have previously filled out a beneficiary form but have not updated it within the past few years, please download the form, print it, complete it, sign it and return it to the union with your current preferences.
SUPPLEMENTAL TERM LIFE INSURANCE
Additional term life insurance is available to you as an option. For more information consult the "Additional Benefits" page on this website.
SUPERIMPOSED MAJOR MEDICAL
Superimposed Major Medical coverage is designed for one of two possible, but uncommon situations. If your medical bills are very high, in any one year, and your basic carrier (GHI, HIP, etc.) has reimbursed you, but not fully, the Superimposed Major Medical comes to your assistance. There is a deductible. As a result, few members normally make use of this benefit. It is a real help, however, when you face catastrophic medical bills. The second uncommon situation relates to psychiatric treatment. Once you have exhausted your basic carrier's psychiatric coverage, and after satisfying the Major Medical Deductible, OSA Welfare Fund's Superimposed Major Medical coverage may provide additional benefits. The Superimposed Major Medical Claim Form can be downloaded by clicking here.
LONG TERM DISABILITY
Long Term Disability is claimed by about one in 2,000 members each year. As a result, we are not providing forms for LTD on this site. You may be eligible for LTD if you are out of work due to illness for six months. If you're in need, call, not only for the form, but also for a discussion of the somewhat complex aspects of such cases: Leave of Absence requirements, COBRA, other available benefits, etc. But don't wait for the six months to be up to call for the form and to discuss the situation. Give us a call when you've been out for four months, or as soon as you know you'll be out for more than six months, so you can get a head start on the planning and paperwork.
Many members leave pay status and are entitled to continue their OSA Welfare Fund benefits through direct payment to the Welfare Fund, that is, through COBRA payments. To obtain more information about all aspects of COBRA and to obtain a COBRA application, click here.
YOUNG ADULT DEPENDENT COVERAGE
Congress and the New York State legislature have each passed laws that will allow certain young adult dependents of employed or retired parents to continue their basic health care coverage until they are 26 (under the federal law) or 30 years of age (under the NYS law). The OSA Welfare Fund will extend its coverage to young adult dependents of active or retired members following the same guidelines. You should consult page 15 of the OSA Welfare Fund booklet for more information, as well as the packet of information and forms that you can download by clicking here.
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